> ## Content Index > Fetch the complete content index at: https://pamphleteer.co/llms.txt > Use this file to discover other available public pages before exploring further. # Student Loan Forgiveness and Tuition Increases in Tennessee - URL: https://pamphleteer.co/post/student-loan-forgiveness-and-tuition-increases-in-tennessee/ - Published: 2023-04-10T14:34:56.000Z - Updated: 2026-05-17T10:40:09.000Z - Description: Which direction have tuition prices in the Volunteer State gone over the past ten years? - Author: James Barrows - Tags: Education, #Import 2026-08-01 20:40 One long month ago, President Joe Biden made his case to the Supreme Court. In a three-hour session with the nine justices, his legal team attempted to justify the U.S. Department of Education’s announced plan of forgiving up to $20,000 in student loan debt for millions of borrowers; a tab which would cost the government nearly $400 billion over ten years. The Supreme Court met his arguments with dutiful skepticism. Executive overreach, some said. Others, Amy Coney Barrett, questioned whether the state attorneys involved had substantial standing. Still others, the more left-of-center judges, asserted that it was exactly in President Biden’s power, with ice cream in hand and aviators well-adjusted, to discharge large sums of education debts. As millions of Americans wait with not-so-bated breath, knowing the more conservative-leaning Supreme Court will likely strike down the forgiveness plan, it’s worthwhile to ponder the question—why, in fact, has college become so unaffordable? According to Education Data Initiative, [average costs](https://educationdata.org/average-cost-of-college-by-year?ref=pamphleteer.co#:~:text=The%2520rising%2520costs%2520of%2520college,130%2525%2520after%2520adjusting%2520for%2520inflation.) for college tuition have increased 130% since 1990; they’ve risen 425% when not accounting for inflation. Over the last ten years, they’ve risen 18%. Many blame the greedy executive types running the universities, and this cannot be denied. From 2020-2021, the total revenues at “degree-granting postsecondary institutions” were $695 billion. That, of course, doesn’t include the often billion-dollar [endowments](https://academicinfluence.com/rankings/schools/richest-universities?ref=pamphleteer.co) many top-tier universities receive. Why then, must tuition be so expensive? The leaders of these institutions would inevitably say, “it’s not that simple,” or “there are other factors at play.” Indeed. The one other “factor” worth considering is the government’s own hand in the problem. The feds keep raising the bar for how much a student can borrow for education. Back in the mid-1980s, the government had a $2,500 limit on the amount that a student could borrow. Now? A maximum of $12,500 each[ year](https://www.usnews.com/education/best-colleges/articles/how-much-can-i-borrow-for-college?ref=pamphleteer.co) can be borrowed. What happens then, is colleges, who are “greedy,” keep raising tuition, because, well, they can; the checks will always be paid. Students can’t afford the tuition, but it doesn’t matter, because the government can and will pay the bill. That, combined with the collective suicidal willingness of millions of Americans to sign up for these loans, is how a country arrives at nearly $1.75 trillion in collective student loan debt. To compare, the United States has a collective credit card debt of $986 [billion](https://www.cnbc.com/2023/03/14/why-you-should-buy-everything-with-credit-cards.html?ref=pamphleteer.co) as of 2022. So, how much has tuition increased at Tennessee universities? ### TENNESSEE AND THE COST OF ITS EDUCATION It begs the question. Where does Tennessee stand in terms of college education? Compiling data from[ College Tuition Compare](https://www.collegetuitioncompare.com/?ref=pamphleteer.co) and[ College Calc](https://www.collegecalc.org/?ref=pamphleteer.co), I tracked tuition from the top ten most popular schools in Tennessee and how much they had increased over the past ten years. These numbers include the total cost of attendance—tuition, books and supplies, and living costs. Take a gander. Or don’t. It isn’t pretty for some. Others have remained relatively the same or decreased. It should be noted—more generally, Tennessee runs in the middle of the[ pack](https://www.collegecalc.org/colleges/tennessee/?ref=pamphleteer.co) as the 19th most expensive and the 34th most affordable state to attend college. #### The University of Tennessee—Knoxville 2013 Tuition: $44,808 2022 Tuition: $51,078 Ten-Year Increase: 13.99% #### University of Memphis 2013 Tuition: $38,247 2022 Tuition: $32,360 Ten-Year Increase: -15.39% #### Middle Tennessee State University 2013 Tuition: $36,274 2022 Tuition: $43,586 Ten-Year Increase: 20.16% #### Vanderbilt University 2013 Tuition: $61,112 2022 Tuition: $84,412 Ten-Year Increase: 38.13% #### East Tennessee State University 2013 Tuition: $38,919 2022 Tuition: $30,807 Ten-Year Increase: -20.84% #### The University of Tennessee—Chattanooga 2013 Tuition: $35,736 2022 Tuition: $40,916 Ten-Year Increase: 14.50% #### Tennessee Technological University 2013 Tuition: $37,963 2022 Tuition: $37,016 Ten-Year Increase: -2.49% #### Austin Peay State University 2013 Tuition: $36,009 2022 Tuition: $36,409 Ten-Year Increase: 1.11% #### Belmont University 2013 Tuition: $43,030 2022 Tuition: $60,480 Ten-Year Increase: 40.55% #### Tennessee State University 2013 Tuition: $30,413 2022 Tuition: $37,248 Ten-Year Increase: 22.47%